Checking Accounts

Accounts are Subject to Approval.
1 Debit Card Rewards: $0.10 back for each POS transaction. Earned rewards up to a total of 600 POS transactions posted within the account monthly statement cycle. ATM and ACH transactions are not considered POS transactions. Earnings could generate tax reporting 1099INT for Account Tax Owner. The 207 Checking must be the primary account for the Maine Community Bank Debit Card. POS transaction number will be the combined total for the account when more than one Debit Card is associated with the account.
2 Overdraft Fees: If you do not have available funds in your account to cover a transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Certain transactions or account activity may result in a negative balance.
3 ATM surcharges from other banks are refunded the same day. Must be enrolled in eStatements to receive ATM surcharge reimbursements.
4 Upon enrollment, we will Round Up all debit card purchases that post and clear the enrolled Maine Community Bank checking account to the nearest dollar and transfer the aggregate in one single transaction to your Maine Community Bank savings account the next business day. If on a business day you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, a Round Up transaction will not be completed. There may be a brief period of time for activation after enrollment. We may cancel or modify the Round Up service at any time without prior notice. Round Up is available for consumer accounts only and is not applicable for Business Accounts.
5 Interest is compounded daily based on your account balance and credited monthly to your account.